Contribution Limits 2026

12/11/2025

All checks need to be made payable to Mainstar Trust.

Traditional/Roth IRA Contribution Limits

Traditional & Roth IRA 2025 2026
Maximum amount you may contribute to IRAs* $7,000 $7,500
Catch-up contribution if you're age 50 or older $1,000 $1,100

 

This information is for educational purposes only.  Please consult your tax advisor and IRS Publication 590 for more IRA information.

To learn more about Mainstar Trust services:

Why a Self-Directed IRA?
Getting Started with a Self-Directed IRA

 

Related Articles

How to Choose the Right Custodian for Your Self-Directed Retirement Account
Learn how to choose a self-directed IRA custodian and why Mainstar Trust is a reliable partner for managing your retirement account with IRS compliance.
What To Avoid in Retirement: Real Estate Investing 101

When you invest in real estate using your self-directed IRA or 401(k), there are some common mistakes that even many experienced investors make.
How to Invest in a Certificate of Deposit: Learning the Basics

Learn the basics of CD investing, from term lengths to interest rates, and discover how CDs can support your savings goals with low-risk returns.
Login