Your time is valuable. It only takes three simple steps to open a self-directed IRA with Mainstar Trust and get started on the next step in your retirement savings journey.

Step 1: Open the Account

To open a Mainstar Trust self-directed IRA, simply complete the IRA Application.

• PRINT AND SEND: You can print a PDF of our IRA Application and Agreement and other forms from our website. Send completed and signed copies to Mainstar Trust by mail, email, or fax to the addresses provided on the IRA Application.

Step 2: Fund the Account

You can fund the account in three ways:

• ROLLOVER FROM AN EMPLOYER RETIREMENT PLAN: If you are eligible to take a distribution from your account in a profit sharing plan, 401(k) plan, 403(b) plan, or governmental 457(b) plan, you can directly roll over money to fund your self-directed IRA.
• TRANSFER FROM ANOTHER IRA: You can directly transfer money from an existing IRA to a Mainstar Trust IRA in a tax-free, nonreportable transaction.
• MAKE A CONTRIBUTION: If you are eligible to contribute to an IRA this year, you can make an IRA contribution up to the annual limit ($5,500 for 2017, $6,500 if you are age 50 or older).

Mainstar Trust will provide the forms you need to begin the funding process. Once we have received all of your documentation, we will work with your current custodian/administrator to move money or assets to Mainstar Trust.

Step 3: Select Your Investments

To purchase investments, you may be required by the issuer/asset company to complete issuer subscription documents. You will also complete the Mainstar Trust Purchase Authorization form. If you are not ready to purchase an investment when you open your Mainstar Trust IRA, you can submit purchase documentation at any time.

If you have any questions as you complete the three steps, contact a Mainstar Trust representative for help.

Account Opening Instructions for a Mainstar Trust Self-Directed IRA

• Click here for detailed instruction to open your Mainstar Self-Directed IRA